Salary After Tax Calculator — 2026/27
Your salary after tax is the number that matters for rent, mortgages and budgets. Enter your gross salary and see what remains after income tax and National Insurance for 2026/27 — no sign-up, no email, just the answer.
| Gross salary | — |
|---|---|
| Personal Allowance | — |
| Income tax | — |
| National Insurance | — |
| Pension | — |
| Student loan | — |
| Overall deduction rate | — |
Income tax by band
| Band | Taxed amount | Tax |
|---|
Pension is modelled as a net pay arrangement (it reduces taxable pay, not National Insurance). Student loan thresholds 2026/27: Plan 1 £26,900 · Plan 2 £29,385 · Plan 4 £33,795 · Plan 5 £25,000 · Postgraduate £21,000.
Salary after tax — popular amounts
Every salary below has its own page with the full band-by-band calculation:
What comes off your salary?
Income tax and National Insurance are the two deductions everyone pays. Pension contributions and student loan repayments come off too if they apply to you — add them in the calculator to see your true after-tax pay.
Frequently asked questions
How much is £30,000 after tax in the UK?
In 2026/27, £30,000 leaves £25,119.60 a year (£2,093.30 a month) in England, Wales or Northern Ireland, and £25,154.53 in Scotland — Scotland is slightly better at this level because of its 19% starter band.
Is 'salary after tax' the same as take-home pay?
Yes — both mean gross pay minus income tax, National Insurance and any pension or student loan deductions. It is the amount paid into your bank account.